student loan is subject to completion of a loan application/consumer credit agreement, verification of application information, credit qualification, and a benefit to borrower determination.
However, you may be able to avoid these costs with a home equity loan.
Discover Home Equity Loans offers a cash-out refinance option up to $150,000 with zero cash required at closing.
If you own a home, using the equity you have built up may be one of the most cost-effective ways to lower your borrowing costs.
In many cases, home equity loans and lines of credit can offer you a lower interest rate as compared to other types of loans while providing you with access to credit for unexpected expenses or home improvement projects.
A loan with a longer term may have a lower monthly payment, but it can also significantly increase how much you pay over the life of the loan.