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That's the topic people are least likely to want to talk about with someone they just met.

The only other topic that makes people hold their tongues that much? Americans are more comfortable talking about politics, their religious views and their ages than they are talking about how much debt they carry on their credit cards, according to a new poll conducted for Credit

The poll also found Americans less willing to talk about their debt than they were five years ago, when the recession was just beginning to take shape.